Call report 2024Q4
CITIZENS STATE BANK — 2024Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,853,000 | USD | evidence → |
| Total loans | 80,871,000 | USD | evidence → |
| Allowance for loan losses | 947,000 | USD | evidence → |
| Securities available for sale | 42,449,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,499,000 | USD | evidence → |
| Interest-bearing deposits | 91,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,451,000 | USD | evidence → |
| Equity capital | 16,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,559,000 | USD | evidence → |
| Interest expense | 2,509,000 | USD | evidence → |
| Net interest income | 4,050,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 3,096,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 1,133,000 | USD | evidence → |
| Income tax | 227,000 | USD | evidence → |
| Net income | 906,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,982,000 | USD | evidence → |