Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,764,000 | USD | evidence → |
| Total loans | 54,277,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 14,446,000 | USD | evidence → |
| Securities held to maturity | 454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,814,000 | USD | evidence → |
| Interest-bearing deposits | 64,097,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,717,000 | USD | evidence → |
| Equity capital | 10,681,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,930,000 | USD | evidence → |
| Interest expense | 924,000 | USD | evidence → |
| Net interest income | 4,006,000 | USD | evidence → |
| Noninterest income | 455,000 | USD | evidence → |
| Noninterest expense | 2,647,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,814,000 | USD | evidence → |
| Income tax | 611,000 | USD | evidence → |
| Net income | 1,203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,713,000 | USD | evidence → |
| Total capital | 11,526,000 | USD | evidence → |
| Risk-weighted assets | 64,636,000 | USD | evidence → |