Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 358,287,000 | 399,827,000 | 407,666,000 | 408,969,000 |
| Total loans | 315,492,000 | 352,423,000 | 357,766,000 | 362,173,000 |
| Allowance for loan losses | 3,836,000 | 3,876,000 | 4,455,000 | 4,725,000 |
| Securities available for sale | 8,016,000 | 6,786,000 | 6,868,000 | 5,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,041,000 | 314,726,000 | 322,817,000 | 330,132,000 |
| Interest-bearing deposits | 242,370,000 | 254,026,000 | 260,472,000 | 305,968,000 |
| Noninterest-bearing deposits | 46,671,000 | 60,700,000 | 62,345,000 | 24,164,000 |
| Equity capital | 33,528,000 | 34,279,000 | 34,835,000 | 35,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,157,000 | 8,228,000 | 12,400,000 | 16,561,000 |
| Interest expense | 1,306,000 | 2,386,000 | 3,275,000 | 4,024,000 |
| Net interest income | 2,851,000 | 5,842,000 | 9,125,000 | 12,537,000 |
| Noninterest income | 1,117,000 | 2,685,000 | 4,467,000 | 6,350,000 |
| Noninterest expense | 2,739,000 | 6,110,000 | 9,463,000 | 13,003,000 |
| Provision for loan losses | 320,000 | 360,000 | 970,000 | 1,240,000 |
| Pretax income | 909,000 | 2,057,000 | 3,159,000 | 4,644,000 |
| Income tax | 212,000 | 483,000 | 752,000 | 1,118,000 |
| Net income | 697,000 | 1,574,000 | 2,407,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,177,000 | 32,777,000 | 33,330,000 | 34,171,000 |
| Total capital | 36,013,000 | — | — | — |
| Risk-weighted assets | 312,580,000 | — | — | — |