Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 334,372,000 | 351,210,000 | 345,735,000 | 353,711,000 |
| Total loans | 288,899,000 | 295,328,000 | 305,365,000 | 303,798,000 |
| Allowance for loan losses | 3,071,000 | 3,199,000 | 3,349,000 | 3,516,000 |
| Securities available for sale | 10,438,000 | 10,803,000 | 9,353,000 | 9,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,963,000 | 304,538,000 | 294,396,000 | 290,536,000 |
| Interest-bearing deposits | 237,340,000 | 246,105,000 | 243,863,000 | 234,589,000 |
| Noninterest-bearing deposits | 49,623,000 | 58,433,000 | 50,533,000 | 55,947,000 |
| Equity capital | 31,647,000 | 32,238,000 | 32,764,000 | 33,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,714,000 | 13,206,000 | 17,232,000 |
| Interest expense | 1,377,000 | 2,869,000 | 4,370,000 | 5,797,000 |
| Net interest income | 2,866,000 | 5,845,000 | 8,836,000 | 11,435,000 |
| Noninterest income | 694,000 | 1,563,000 | 2,788,000 | 4,179,000 |
| Noninterest expense | 2,661,000 | 5,253,000 | 8,235,000 | 11,139,000 |
| Provision for loan losses | 125,000 | 340,000 | 490,000 | 665,000 |
| Pretax income | 774,000 | 1,815,000 | 2,899,000 | 3,810,000 |
| Income tax | 169,000 | 414,000 | 710,000 | 927,000 |
| Net income | 605,000 | 1,401,000 | 2,189,000 | 2,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,312,000 | 30,833,000 | 31,342,000 | 31,756,000 |
| Total capital | 33,383,000 | 34,032,000 | 34,692,000 | 35,272,000 |
| Risk-weighted assets | 301,698,000 | 298,374,000 | 305,273,000 | 308,914,000 |