Call reports 2018
FIRST STATE BANK, THE — 2018
What FIRST STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 302,021,000 | 302,835,000 | 312,420,000 | 333,828,000 |
| Total loans | 259,871,000 | 262,089,000 | 268,971,000 | 288,826,000 |
| Allowance for loan losses | 2,646,000 | 2,856,000 | 2,921,000 | 2,946,000 |
| Securities available for sale | 13,568,000 | 12,949,000 | 12,391,000 | 11,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,642,000 | 253,013,000 | 259,399,000 | 278,793,000 |
| Interest-bearing deposits | 210,598,000 | 207,444,000 | 210,229,000 | 232,452,000 |
| Noninterest-bearing deposits | 49,044,000 | 45,569,000 | 49,170,000 | 46,341,000 |
| Equity capital | 29,121,000 | 29,753,000 | 30,295,000 | 31,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,781,000 | 10,693,000 | 14,681,000 |
| Interest expense | 744,000 | 1,590,000 | 2,586,000 | 3,831,000 |
| Net interest income | 2,653,000 | 5,191,000 | 8,107,000 | 10,850,000 |
| Noninterest income | 652,000 | 2,087,000 | 2,822,000 | 3,762,000 |
| Noninterest expense | 2,558,000 | 5,133,000 | 7,625,000 | 10,157,000 |
| Provision for loan losses | 88,000 | 321,000 | 390,000 | 563,000 |
| Pretax income | 659,000 | 1,824,000 | 2,914,000 | 3,892,000 |
| Income tax | 141,000 | 402,000 | 646,000 | 944,000 |
| Net income | 518,000 | 1,422,000 | 2,268,000 | 2,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,877,000 | 28,506,000 | 29,077,000 | 29,982,000 |
| Total capital | 30,523,000 | 31,362,000 | 31,998,000 | 32,928,000 |
| Risk-weighted assets | 273,224,000 | 273,618,000 | 282,091,000 | 302,522,000 |