Call reports 2017
FIRST STATE BANK, THE — 2017
What FIRST STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 279,944,000 | 288,724,000 | 284,268,000 | 292,482,000 |
| Total loans | 234,422,000 | 244,851,000 | 243,707,000 | 253,711,000 |
| Allowance for loan losses | 2,931,000 | 2,982,000 | 3,112,000 | 2,557,000 |
| Securities available for sale | 14,673,000 | 14,608,000 | 14,176,000 | 13,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,850,000 | 239,139,000 | 245,140,000 | 244,927,000 |
| Interest-bearing deposits | 187,704,000 | 192,563,000 | 193,133,000 | 197,129,000 |
| Noninterest-bearing deposits | 45,146,000 | 46,576,000 | 52,007,000 | 47,798,000 |
| Equity capital | 28,122,000 | 28,520,000 | 28,718,000 | 28,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,763,000 | 8,958,000 | 12,104,000 |
| Interest expense | 447,000 | 929,000 | 1,513,000 | 2,160,000 |
| Net interest income | 2,378,000 | 4,834,000 | 7,445,000 | 9,944,000 |
| Noninterest income | 649,000 | 1,554,000 | 2,298,000 | 3,085,000 |
| Noninterest expense | 2,350,000 | 4,712,000 | 7,191,000 | 9,646,000 |
| Provision for loan losses | 15,000 | 150,000 | 280,000 | 515,000 |
| Pretax income | 662,000 | 1,526,000 | 2,272,000 | 2,868,000 |
| Income tax | 233,000 | 535,000 | 809,000 | 1,308,000 |
| Net income | 429,000 | 991,000 | 1,463,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,837,000 | 27,125,000 | 27,321,000 | 27,634,000 |
| Total capital | 29,768,000 | 30,107,000 | 30,386,000 | 30,191,000 |
| Risk-weighted assets | 247,375,000 | 259,698,000 | 245,184,000 | 267,878,000 |