Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 256,333,000 | 282,273,000 | 282,568,000 | 275,594,000 |
| Total loans | 214,121,000 | 227,691,000 | 223,123,000 | 235,694,000 |
| Allowance for loan losses | 2,314,000 | 2,459,000 | 3,007,000 | 3,110,000 |
| Securities available for sale | 11,374,000 | 11,432,000 | 11,284,000 | 14,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,156,000 | 244,323,000 | 244,808,000 | 229,685,000 |
| Interest-bearing deposits | 179,663,000 | 204,717,000 | 200,477,000 | 187,926,000 |
| Noninterest-bearing deposits | 38,493,000 | 39,606,000 | 44,331,000 | 41,759,000 |
| Equity capital | 27,547,000 | 27,690,000 | 27,946,000 | 27,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,184,000 | 7,970,000 | 10,829,000 |
| Interest expense | 370,000 | 752,000 | 1,193,000 | 1,632,000 |
| Net interest income | 2,239,000 | 4,432,000 | 6,777,000 | 9,197,000 |
| Noninterest income | 679,000 | 1,711,000 | 3,106,000 | 3,976,000 |
| Noninterest expense | 2,189,000 | 4,644,000 | 7,030,000 | 9,516,000 |
| Provision for loan losses | 47,000 | 192,000 | 740,000 | 845,000 |
| Pretax income | 682,000 | 1,307,000 | 2,113,000 | 2,812,000 |
| Income tax | 242,000 | 462,000 | 724,000 | 973,000 |
| Net income | 440,000 | 845,000 | 1,389,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,111,000 | 26,240,000 | 26,509,000 | 26,683,000 |
| Total capital | 28,425,000 | 28,699,000 | 29,516,000 | 29,793,000 |
| Risk-weighted assets | 222,748,000 | 232,852,000 | 247,931,000 | 258,069,000 |