Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,080,000 | 227,517,000 | 229,648,000 | 249,394,000 |
| Total loans | 177,631,000 | 188,289,000 | 190,372,000 | 211,825,000 |
| Allowance for loan losses | 1,859,000 | 1,995,000 | 1,989,000 | 2,262,000 |
| Securities available for sale | 8,611,000 | 10,747,000 | 11,567,000 | 11,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,738,000 | 193,983,000 | 195,929,000 | 208,830,000 |
| Interest-bearing deposits | 149,127,000 | 160,253,000 | 161,194,000 | 174,180,000 |
| Noninterest-bearing deposits | 34,611,000 | 33,730,000 | 34,735,000 | 34,650,000 |
| Equity capital | 22,301,000 | 22,328,000 | 24,385,000 | 24,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,571,000 | 6,989,000 | 9,548,000 |
| Interest expense | 285,000 | 609,000 | 954,000 | 1,308,000 |
| Net interest income | 1,926,000 | 3,962,000 | 6,035,000 | 8,240,000 |
| Noninterest income | 515,000 | 1,203,000 | 1,868,000 | 2,660,000 |
| Noninterest expense | 1,881,000 | 3,943,000 | 6,108,000 | 8,484,000 |
| Provision for loan losses | 160,000 | 320,000 | 466,000 | 741,000 |
| Pretax income | 400,000 | 902,000 | 1,329,000 | 1,675,000 |
| Income tax | 144,000 | 334,000 | 489,000 | 463,000 |
| Net income | 256,000 | 568,000 | 840,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,900,000 | 20,968,000 | 23,005,000 | 23,420,000 |
| Total capital | 22,759,000 | 22,963,000 | 24,994,000 | 25,682,000 |
| Risk-weighted assets | 188,714,000 | 208,697,000 | 208,159,000 | 233,757,000 |