Call reports 2014
FIRST STATE BANK, THE — 2014
What FIRST STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 178,060,000 | 177,264,000 | 181,385,000 | 190,281,000 |
| Total loans | 154,067,000 | 151,411,000 | 157,182,000 | 165,344,000 |
| Allowance for loan losses | 1,654,000 | 1,792,000 | 1,829,000 | 1,810,000 |
| Securities available for sale | 6,582,000 | 6,394,000 | 6,151,000 | 6,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,514,000 | 154,057,000 | 155,019,000 | 168,444,000 |
| Interest-bearing deposits | 128,895,000 | 127,613,000 | 125,634,000 | 133,616,000 |
| Noninterest-bearing deposits | 26,619,000 | 26,444,000 | 29,385,000 | 34,828,000 |
| Equity capital | 16,957,000 | 17,610,000 | 17,741,000 | 20,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,066,000 | 6,087,000 | 8,171,000 |
| Interest expense | 268,000 | 534,000 | 796,000 | 1,075,000 |
| Net interest income | 1,735,000 | 3,532,000 | 5,291,000 | 7,096,000 |
| Noninterest income | 512,000 | 1,080,000 | 1,682,000 | 2,186,000 |
| Noninterest expense | 1,689,000 | 3,457,000 | 5,244,000 | 7,069,000 |
| Provision for loan losses | 88,000 | 226,000 | 263,000 | 273,000 |
| Pretax income | 470,000 | 929,000 | 1,466,000 | 1,940,000 |
| Income tax | 177,000 | 352,000 | 557,000 | 739,000 |
| Net income | 293,000 | 577,000 | 909,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,521,000 | 16,149,000 | 16,303,000 | 19,429,000 |
| Total capital | 17,175,000 | 17,941,000 | 18,132,000 | 21,239,000 |
| Risk-weighted assets | 164,992,000 | 162,218,000 | 167,318,000 | 178,312,000 |