Call reports 2013
FIRST STATE BANK, THE — 2013
What FIRST STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,666,000 | 153,496,000 | 169,169,000 | 179,284,000 |
| Total loans | 121,530,000 | 125,382,000 | 134,429,000 | 150,738,000 |
| Allowance for loan losses | 1,264,000 | 1,324,000 | 1,404,000 | 1,566,000 |
| Securities available for sale | 3,477,000 | 3,019,000 | 4,754,000 | 6,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,675,000 | 130,427,000 | 145,862,000 | 152,400,000 |
| Interest-bearing deposits | 104,277,000 | 111,428,000 | 124,023,000 | 124,095,000 |
| Noninterest-bearing deposits | 18,398,000 | 18,999,000 | 21,839,000 | 28,305,000 |
| Equity capital | 15,924,000 | 16,650,000 | 16,706,000 | 16,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,383,000 | 5,257,000 | 7,206,000 |
| Interest expense | 205,000 | 439,000 | 694,000 | 971,000 |
| Net interest income | 1,451,000 | 2,944,000 | 4,563,000 | 6,235,000 |
| Noninterest income | 344,000 | 795,000 | 1,234,000 | 1,858,000 |
| Noninterest expense | 1,508,000 | 3,075,000 | 4,734,000 | 6,401,000 |
| Provision for loan losses | 0 | 60,000 | 140,000 | 302,000 |
| Pretax income | 287,000 | 604,000 | 923,000 | 1,390,000 |
| Income tax | 107,000 | 219,000 | 341,000 | 518,000 |
| Net income | 180,000 | 385,000 | 582,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,454,000 | 15,211,000 | 15,251,000 | 15,384,000 |
| Total capital | 15,718,000 | 16,535,000 | 16,655,000 | 16,950,000 |
| Risk-weighted assets | 128,905,000 | 136,466,000 | 145,975,000 | 162,764,000 |