Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,394,000 | 113,740,000 | 117,204,000 | 138,547,000 |
| Total loans | 90,848,000 | 93,705,000 | 97,651,000 | 117,046,000 |
| Allowance for loan losses | 1,058,000 | 1,078,000 | 1,148,000 | 1,264,000 |
| Securities available for sale | 4,956,000 | 4,578,000 | 4,242,000 | 3,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,094,000 | 102,225,000 | 105,419,000 | 122,303,000 |
| Interest-bearing deposits | 79,349,000 | 82,065,000 | 82,127,000 | 99,474,000 |
| Noninterest-bearing deposits | 15,745,000 | 20,160,000 | 23,292,000 | 22,829,000 |
| Equity capital | 11,105,000 | 11,260,000 | 11,482,000 | 15,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,816,000 | 4,265,000 | 5,832,000 |
| Interest expense | 171,000 | 351,000 | 526,000 | 708,000 |
| Net interest income | 1,217,000 | 2,465,000 | 3,739,000 | 5,124,000 |
| Noninterest income | 317,000 | 638,000 | 1,053,000 | 1,886,000 |
| Noninterest expense | 1,179,000 | 2,433,000 | 3,710,000 | 5,253,000 |
| Provision for loan losses | 70,000 | 90,000 | 160,000 | 276,000 |
| Pretax income | 285,000 | 580,000 | 922,000 | 1,481,000 |
| Income tax | 113,000 | 220,000 | 347,000 | 561,000 |
| Net income | 172,000 | 360,000 | 575,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,592,000 | 9,781,000 | 9,996,000 | 14,341,000 |
| Total capital | 10,650,000 | 10,859,000 | 11,144,000 | 15,605,000 |
| Risk-weighted assets | 93,475,000 | 99,114,000 | 102,698,000 | 122,889,000 |