Call reports 2011
FIRST STATE BANK, THE — 2011
What FIRST STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,746,000 | 97,837,000 | 102,134,000 | 105,266,000 |
| Total loans | 83,720,000 | 80,136,000 | 85,127,000 | 90,959,000 |
| Allowance for loan losses | 869,000 | 870,000 | 976,000 | 988,000 |
| Securities available for sale | 6,172,000 | 5,935,000 | 5,635,000 | 5,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,006,000 | 85,916,000 | 89,756,000 | 92,167,000 |
| Interest-bearing deposits | 74,818,000 | 73,274,000 | 75,651,000 | 77,851,000 |
| Noninterest-bearing deposits | 11,188,000 | 12,642,000 | 14,105,000 | 14,316,000 |
| Equity capital | 9,650,000 | 9,832,000 | 10,243,000 | 10,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,632,000 | 4,004,000 | 5,082,000 |
| Interest expense | 308,000 | 567,000 | 782,000 | 963,000 |
| Net interest income | 968,000 | 2,065,000 | 3,222,000 | 4,119,000 |
| Noninterest income | 30,000 | 51,000 | 278,000 | 905,000 |
| Noninterest expense | 830,000 | 1,720,000 | 2,896,000 | 4,063,000 |
| Provision for loan losses | 0 | 0 | 106,000 | 118,000 |
| Pretax income | 168,000 | 396,000 | 498,000 | 843,000 |
| Income tax | 67,000 | 158,000 | -158,000 | -73,000 |
| Net income | 101,000 | 238,000 | 656,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,205,000 | 8,342,000 | 8,760,000 | 9,420,000 |
| Total capital | 9,074,000 | 9,212,000 | 9,736,000 | 10,408,000 |
| Risk-weighted assets | 79,914,000 | 82,138,000 | 86,394,000 | 92,522,000 |