Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,153,000 | 87,973,000 | 87,325,000 | 90,544,000 |
| Total loans | 58,741,000 | 67,939,000 | 69,913,000 | 76,513,000 |
| Allowance for loan losses | 572,000 | 643,000 | 669,000 | 869,000 |
| Securities available for sale | 8,244,000 | 7,244,000 | 6,905,000 | 6,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,179,000 | 71,031,000 | 74,446,000 | 76,258,000 |
| Interest-bearing deposits | 57,544,000 | 60,782,000 | 62,647,000 | 65,644,000 |
| Noninterest-bearing deposits | 8,635,000 | 10,249,000 | 11,799,000 | 10,614,000 |
| Equity capital | 7,934,000 | 7,844,000 | 8,836,000 | 9,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,918,000 | 3,039,000 | 4,206,000 |
| Interest expense | 270,000 | 593,000 | 901,000 | 1,204,000 |
| Net interest income | 623,000 | 1,325,000 | 2,138,000 | 3,002,000 |
| Noninterest income | 31,000 | 55,000 | 80,000 | 106,000 |
| Noninterest expense | 642,000 | 1,344,000 | 2,218,000 | 3,100,000 |
| Provision for loan losses | 43,000 | 197,000 | 217,000 | 419,000 |
| Pretax income | -31,000 | -161,000 | -217,000 | -411,000 |
| Income tax | 0 | 0 | 0 | -219,000 |
| Net income | -31,000 | -161,000 | -217,000 | -192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,464,000 | 6,334,000 | 7,379,000 | 7,904,000 |
| Total capital | 7,036,000 | 6,977,000 | 8,048,000 | 8,773,000 |
| Risk-weighted assets | 56,103,000 | 64,396,000 | 66,888,000 | 72,701,000 |