Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,207,000 | 35,453,000 | 57,175,000 | 71,100,000 |
| Total loans | 20,577,000 | 30,117,000 | 38,607,000 | 56,027,000 |
| Allowance for loan losses | 268,000 | 359,000 | 385,000 | 529,000 |
| Securities available for sale | 0 | 0 | 9,453,000 | 8,874,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,326,000 | 23,799,000 | 37,201,000 | 53,020,000 |
| Interest-bearing deposits | 8,908,000 | 16,760,000 | 28,828,000 | 44,814,000 |
| Noninterest-bearing deposits | 7,418,000 | 7,039,000 | 8,373,000 | 8,206,000 |
| Equity capital | 6,980,000 | 6,627,000 | 6,319,000 | 7,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 643,000 | 1,160,000 | 1,857,000 |
| Interest expense | 30,000 | 81,000 | 205,000 | 379,000 |
| Net interest income | 218,000 | 562,000 | 955,000 | 1,478,000 |
| Noninterest income | 13,000 | 30,000 | 54,000 | 80,000 |
| Noninterest expense | 320,000 | 943,000 | 1,574,000 | 2,288,000 |
| Provision for loan losses | 44,000 | 135,000 | 229,000 | 335,000 |
| Pretax income | -133,000 | -486,000 | -794,000 | -1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | -486,000 | -794,000 | -1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,582,000 | 5,233,000 | 4,927,000 | 6,496,000 |
| Total capital | 5,850,000 | 5,592,000 | 5,312,000 | 7,025,000 |
| Risk-weighted assets | 22,001,000 | 30,813,000 | 41,264,000 | 50,722,000 |