Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 20,285,000 | 20,161,000 | 21,605,000 | 22,693,000 |
| Total loans | 12,257,000 | 12,519,000 | 12,620,000 | 15,886,000 |
| Allowance for loan losses | 128,000 | 133,000 | 220,000 | 234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,025,000 | 750,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,626,000 | 12,714,000 | 14,301,000 | 15,557,000 |
| Interest-bearing deposits | 6,705,000 | 7,243,000 | 7,832,000 | 7,781,000 |
| Noninterest-bearing deposits | 5,921,000 | 5,471,000 | 6,469,000 | 7,776,000 |
| Equity capital | 7,598,000 | 7,395,000 | 7,251,000 | 7,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 495,000 | 724,000 | 954,000 |
| Interest expense | 40,000 | 78,000 | 112,000 | 145,000 |
| Net interest income | 225,000 | 417,000 | 612,000 | 809,000 |
| Noninterest income | 18,000 | 224,000 | 382,000 | 397,000 |
| Noninterest expense | 223,000 | 490,000 | 762,000 | 1,102,000 |
| Provision for loan losses | 3,000 | 8,000 | 95,000 | 109,000 |
| Pretax income | 17,000 | 143,000 | 137,000 | -5,000 |
| Income tax | 5,000 | 5,000 | 5,000 | -6,000 |
| Net income | 12,000 | 138,000 | 132,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,187,000 | 5,987,000 | 5,847,000 | 5,712,000 |
| Total capital | 6,315,000 | 6,120,000 | 6,045,000 | 5,946,000 |
| Risk-weighted assets | 15,639,000 | 15,603,000 | 15,833,000 | 18,402,000 |