Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,110,000 | 17,988,000 | 18,927,000 | 20,093,000 |
| Total loans | 10,264,000 | 10,493,000 | 11,396,000 | 12,154,000 |
| Allowance for loan losses | 108,000 | 113,000 | 118,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,420,000 | 1,525,000 | 1,325,000 | 1,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,234,000 | 10,319,000 | 11,243,000 | 12,455,000 |
| Interest-bearing deposits | 8,877,000 | 6,068,000 | 6,211,000 | 6,274,000 |
| Noninterest-bearing deposits | 4,357,000 | 4,251,000 | 5,032,000 | 6,181,000 |
| Equity capital | 3,794,000 | 7,607,000 | 7,629,000 | 7,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 541,000 | 828,000 | 1,116,000 |
| Interest expense | 51,000 | 95,000 | 137,000 | 177,000 |
| Net interest income | 221,000 | 446,000 | 691,000 | 939,000 |
| Noninterest income | 17,000 | 34,000 | 55,000 | 77,000 |
| Noninterest expense | 148,000 | 342,000 | 571,000 | 840,000 |
| Provision for loan losses | 15,000 | 20,000 | 25,000 | 32,000 |
| Pretax income | 75,000 | 118,000 | 150,000 | 144,000 |
| Income tax | 22,000 | 35,000 | 45,000 | 43,000 |
| Net income | 53,000 | 83,000 | 105,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,370,000 | 6,186,000 | 6,211,000 | 6,172,000 |
| Total capital | 2,478,000 | 6,299,000 | 6,329,000 | 6,297,000 |
| Risk-weighted assets | 12,819,000 | 13,980,000 | 14,519,000 | 15,454,000 |