Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,182,000 | 14,888,000 | 14,999,000 | 18,135,000 |
| Total loans | 7,161,000 | 7,990,000 | 9,301,000 | 9,896,000 |
| Allowance for loan losses | 71,000 | 76,000 | 86,000 | 93,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,370,000 | 3,070,000 | 2,870,000 | 2,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,502,000 | 11,162,000 | 11,250,000 | 14,336,000 |
| Interest-bearing deposits | 7,866,000 | 6,874,000 | 6,920,000 | 9,290,000 |
| Noninterest-bearing deposits | 4,636,000 | 4,288,000 | 4,330,000 | 5,046,000 |
| Equity capital | 3,630,000 | 3,682,000 | 3,696,000 | 3,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 419,000 | 649,000 | 904,000 |
| Interest expense | 38,000 | 78,000 | 121,000 | 172,000 |
| Net interest income | 164,000 | 341,000 | 528,000 | 732,000 |
| Noninterest income | 17,000 | 33,000 | 52,000 | 67,000 |
| Noninterest expense | 128,000 | 255,000 | 407,000 | 560,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 22,000 |
| Pretax income | 53,000 | 114,000 | 158,000 | 217,000 |
| Income tax | 0 | 0 | 30,000 | 40,000 |
| Net income | 53,000 | 114,000 | 128,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,192,000 | 2,248,000 | 2,264,000 | 2,318,000 |
| Total capital | 2,263,000 | 2,324,000 | 2,350,000 | 2,411,000 |
| Risk-weighted assets | 10,499,000 | 10,868,000 | 11,812,000 | 12,736,000 |