Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,142,000 | 15,095,000 | 14,687,000 | 15,184,000 |
| Total loans | 4,098,000 | 4,702,000 | 5,728,000 | 6,828,000 |
| Allowance for loan losses | 72,000 | 74,000 | 65,000 | 71,000 |
| Securities available for sale | 1,988,000 | 500,000 | 0 | 0 |
| Securities held to maturity | 4,571,000 | 4,571,000 | 4,471,000 | 3,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,548,000 | 11,468,000 | 11,025,000 | 11,511,000 |
| Interest-bearing deposits | 7,007,000 | 7,261,000 | 7,050,000 | 7,122,000 |
| Noninterest-bearing deposits | 3,541,000 | 4,207,000 | 3,975,000 | 4,389,000 |
| Equity capital | 3,555,000 | 3,590,000 | 3,622,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 274,000 | 440,000 | 617,000 |
| Interest expense | 30,000 | 59,000 | 91,000 | 129,000 |
| Net interest income | 106,000 | 215,000 | 349,000 | 488,000 |
| Noninterest income | 22,000 | 40,000 | 57,000 | 73,000 |
| Noninterest expense | 101,000 | 191,000 | 311,000 | 456,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 8,000 |
| Pretax income | 27,000 | 62,000 | 93,000 | 97,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 62,000 | 93,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,119,000 | 2,156,000 | 2,192,000 | 2,201,000 |
| Total capital | 2,191,000 | 2,230,000 | 2,257,000 | 2,272,000 |
| Risk-weighted assets | 7,694,000 | 8,364,000 | 9,167,000 | 10,161,000 |