Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,966,000 | 12,115,000 | 13,425,000 | 14,479,000 |
| Total loans | 4,061,000 | 3,795,000 | 3,489,000 | 3,823,000 |
| Allowance for loan losses | 113,000 | 103,000 | 87,000 | 72,000 |
| Securities available for sale | 0 | 0 | 0 | 1,976,000 |
| Securities held to maturity | 6,080,000 | 5,881,000 | 5,057,000 | 4,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,231,000 | 10,339,000 | 11,619,000 | 10,915,000 |
| Interest-bearing deposits | 7,362,000 | 7,163,000 | 7,498,000 | 7,157,000 |
| Noninterest-bearing deposits | 2,869,000 | 3,176,000 | 4,121,000 | 3,758,000 |
| Equity capital | 1,701,000 | 1,732,000 | 1,771,000 | 3,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 283,000 | 410,000 | 130,000 |
| Interest expense | 28,000 | 55,000 | 84,000 | 29,000 |
| Net interest income | 126,000 | 228,000 | 326,000 | 101,000 |
| Noninterest income | 23,000 | 46,000 | 72,000 | 26,000 |
| Noninterest expense | 88,000 | 176,000 | 279,000 | 113,000 |
| Provision for loan losses | 0 | -10,000 | -23,000 | -1,000 |
| Pretax income | 61,000 | 108,000 | 142,000 | 15,000 |
| Income tax | 15,000 | 31,000 | 26,000 | 0 |
| Net income | 46,000 | 77,000 | 116,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,701,000 | 1,732,000 | 1,771,000 | 2,091,000 |
| Total capital | 1,773,000 | 1,802,000 | 1,840,000 | 2,163,000 |
| Risk-weighted assets | 5,764,000 | 5,585,000 | 5,530,000 | 7,451,000 |