Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,084,000 | 11,295,000 | 12,650,000 | 12,192,000 |
| Total loans | 4,373,000 | 4,311,000 | 4,251,000 | 4,530,000 |
| Allowance for loan losses | 137,000 | 133,000 | 133,000 | 113,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,841,000 | 5,214,000 | 7,619,000 | 6,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,507,000 | 9,700,000 | 10,564,000 | 10,523,000 |
| Interest-bearing deposits | 7,219,000 | 7,274,000 | 7,468,000 | 7,074,000 |
| Noninterest-bearing deposits | 2,288,000 | 2,426,000 | 3,096,000 | 3,449,000 |
| Equity capital | 1,548,000 | 1,566,000 | 1,606,000 | 1,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 141,000 | 281,000 | 455,000 | 600,000 |
| Interest expense | 33,000 | 65,000 | 95,000 | 123,000 |
| Net interest income | 108,000 | 216,000 | 360,000 | 477,000 |
| Noninterest income | 32,000 | 57,000 | 95,000 | 119,000 |
| Noninterest expense | 105,000 | 215,000 | 331,000 | 467,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | -35,000 |
| Pretax income | 34,000 | 57,000 | 123,000 | 164,000 |
| Income tax | 7,000 | 12,000 | 38,000 | 30,000 |
| Net income | 27,000 | 45,000 | 85,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,548,000 | 1,566,000 | 1,606,000 | 1,655,000 |
| Total capital | 1,619,000 | 1,641,000 | 1,684,000 | 1,734,000 |
| Risk-weighted assets | 5,621,000 | 5,952,000 | 6,155,000 | 6,270,000 |