Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,806,000 | 12,126,000 | 11,271,000 | 10,941,000 |
| Total loans | 4,258,000 | 4,467,000 | 4,597,000 | 4,714,000 |
| Allowance for loan losses | 144,000 | 145,000 | 143,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,591,000 | 5,661,000 | 6,062,000 | 5,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,252,000 | 10,527,000 | 9,611,000 | 9,224,000 |
| Interest-bearing deposits | 7,820,000 | 7,276,000 | 7,156,000 | 7,042,000 |
| Noninterest-bearing deposits | 2,432,000 | 3,251,000 | 2,455,000 | 2,182,000 |
| Equity capital | 1,509,000 | 1,547,000 | 1,571,000 | 1,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 355,000 | 517,000 | 667,000 |
| Interest expense | 52,000 | 97,000 | 138,000 | 176,000 |
| Net interest income | 131,000 | 258,000 | 379,000 | 491,000 |
| Noninterest income | 23,000 | 52,000 | 90,000 | 118,000 |
| Noninterest expense | 108,000 | 206,000 | 322,000 | 432,000 |
| Provision for loan losses | 0 | 0 | 0 | -8,000 |
| Pretax income | 47,000 | 106,000 | 149,000 | 188,000 |
| Income tax | 10,000 | 31,000 | 50,000 | 38,000 |
| Net income | 37,000 | 75,000 | 99,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,509,000 | 1,547,000 | 1,571,000 | 1,522,000 |
| Total capital | 1,581,000 | 1,622,000 | 1,646,000 | 1,595,000 |
| Risk-weighted assets | 5,709,000 | 5,953,000 | 5,898,000 | 5,817,000 |