Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,628,000 | 11,289,000 | 12,668,000 | 12,600,000 |
| Total loans | 4,035,000 | 4,144,000 | 4,147,000 | 4,415,000 |
| Allowance for loan losses | 126,000 | 136,000 | 139,000 | 144,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,970,000 | 4,655,000 | 6,491,000 | 7,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,218,000 | 9,839,000 | 11,198,000 | 11,096,000 |
| Interest-bearing deposits | 6,848,000 | 6,876,000 | 7,987,000 | 8,094,000 |
| Noninterest-bearing deposits | 2,370,000 | 2,963,000 | 3,211,000 | 3,002,000 |
| Equity capital | 1,365,000 | 1,401,000 | 1,420,000 | 1,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 349,000 | 543,000 | 733,000 |
| Interest expense | 78,000 | 154,000 | 225,000 | 294,000 |
| Net interest income | 85,000 | 195,000 | 318,000 | 439,000 |
| Noninterest income | 28,000 | 59,000 | 86,000 | 115,000 |
| Noninterest expense | 109,000 | 208,000 | 328,000 | 433,000 |
| Provision for loan losses | 3,000 | 0 | 2,000 | 0 |
| Pretax income | 1,000 | 46,000 | 74,000 | 121,000 |
| Income tax | 0 | 10,000 | 18,000 | 13,000 |
| Net income | 1,000 | 36,000 | 56,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,365,000 | 1,401,000 | 1,420,000 | 1,472,000 |
| Total capital | 1,437,000 | 1,470,000 | 1,495,000 | 1,548,000 |
| Risk-weighted assets | 5,674,000 | 5,461,000 | 5,967,000 | 6,037,000 |