Call reports 2017
CITIZENS BANK, NATIONAL ASSOCIATION — 2017
What CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 105,949,000 | 103,489,000 | 108,634,000 | 107,355,000 |
| Total loans | 77,090,000 | 76,070,000 | 77,227,000 | 77,511,000 |
| Allowance for loan losses | 1,155,000 | 1,144,000 | 1,142,000 | 1,153,000 |
| Securities available for sale | 14,398,000 | 14,469,000 | 13,431,000 | 13,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,095,000 | 77,702,000 | 80,135,000 | 83,023,000 |
| Interest-bearing deposits | 51,500,000 | 50,604,000 | 48,763,000 | 52,595,000 |
| Noninterest-bearing deposits | 30,594,000 | 27,098,000 | 31,372,000 | 30,428,000 |
| Equity capital | 13,684,000 | 14,079,000 | 14,146,000 | 13,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,183,000 | 3,285,000 | 4,413,000 |
| Interest expense | 46,000 | 97,000 | 169,000 | 245,000 |
| Net interest income | 1,062,000 | 2,086,000 | 3,116,000 | 4,168,000 |
| Noninterest income | 127,000 | 239,000 | 365,000 | 491,000 |
| Noninterest expense | 635,000 | 1,298,000 | 1,981,000 | 2,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 554,000 | 1,027,000 | 1,498,000 | 2,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 1,027,000 | 1,498,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,694,000 | 9,827,000 | 9,838,000 | 9,676,000 |
| Total capital | 10,694,000 | 10,824,000 | 10,874,000 | 10,741,000 |
| Risk-weighted assets | 79,882,000 | 79,648,000 | 82,770,000 | 85,105,000 |