Call reports 2025
COASTAL STATES BANK — 2025
What COASTAL STATES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,188,029,000 | 2,218,058,000 | 2,253,090,000 | 2,304,649,000 |
| Total loans | 1,659,713,000 | 1,736,300,000 | 1,784,569,000 | 1,788,248,000 |
| Allowance for loan losses | 17,104,000 | 17,497,000 | 18,028,000 | 18,743,000 |
| Securities available for sale | 325,478,000 | 331,760,000 | 334,955,000 | 330,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,938,553,000 | 1,968,835,000 | 1,951,928,000 | 1,990,249,000 |
| Interest-bearing deposits | 1,637,015,000 | 1,654,915,000 | 1,636,067,000 | 1,675,433,000 |
| Noninterest-bearing deposits | 301,538,000 | 313,920,000 | 315,861,000 | 314,816,000 |
| Equity capital | 219,719,000 | 220,706,000 | 246,231,000 | 255,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,023,000 | 61,817,000 | 94,707,000 | 127,713,000 |
| Interest expense | 12,843,000 | 26,210,000 | 39,487,000 | 52,632,000 |
| Net interest income | 17,180,000 | 35,607,000 | 55,220,000 | 75,081,000 |
| Noninterest income | 1,757,000 | 3,606,000 | 5,684,000 | 7,976,000 |
| Noninterest expense | 11,310,000 | 23,442,000 | 35,273,000 | 47,486,000 |
| Provision for loan losses | 1,000 | 602,000 | 1,258,000 | 1,960,000 |
| Pretax income | 6,998,000 | 14,390,000 | 23,587,000 | 32,365,000 |
| Income tax | 1,647,000 | 2,805,000 | 4,952,000 | 6,560,000 |
| Net income | 5,351,000 | 11,585,000 | 18,635,000 | 25,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,939,000 | 224,984,000 | 248,525,000 | 255,979,000 |
| Total capital | 243,755,000 | 244,296,000 | 268,392,000 | 276,985,000 |
| Risk-weighted assets | 1,947,649,000 | 2,028,651,000 | 2,081,300,000 | 2,081,095,000 |