Call reports 2022
COASTAL STATES BANK — 2022
What COASTAL STATES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,668,204,000 | 1,711,718,000 | 1,721,357,000 | 1,833,451,000 |
| Total loans | 1,052,917,000 | 1,171,467,000 | 1,231,779,000 | 1,343,103,000 |
| Allowance for loan losses | 8,946,000 | 10,599,000 | 11,625,000 | 12,362,000 |
| Securities available for sale | 367,111,000 | 371,026,000 | 370,640,000 | 366,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,490,918,000 | 1,508,372,000 | 1,544,497,000 | 1,553,197,000 |
| Interest-bearing deposits | 1,071,956,000 | 1,071,664,000 | 1,115,296,000 | 1,124,156,000 |
| Noninterest-bearing deposits | 418,962,000 | 436,708,000 | 429,201,000 | 429,041,000 |
| Equity capital | 137,815,000 | 133,415,000 | 130,288,000 | 145,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,072,000 | 28,151,000 | 45,840,000 | 66,583,000 |
| Interest expense | 929,000 | 2,008,000 | 4,140,000 | 8,169,000 |
| Net interest income | 12,143,000 | 26,143,000 | 41,700,000 | 58,414,000 |
| Noninterest income | 2,629,000 | 4,992,000 | 6,507,000 | 7,569,000 |
| Noninterest expense | 8,109,000 | 16,521,000 | 25,670,000 | 35,089,000 |
| Provision for loan losses | 1,418,000 | 3,085,000 | 4,359,000 | 5,078,000 |
| Pretax income | 5,245,000 | 11,529,000 | 18,178,000 | 25,816,000 |
| Income tax | 1,250,000 | 2,624,000 | 4,204,000 | 6,011,000 |
| Net income | 3,995,000 | 8,905,000 | 13,974,000 | 19,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,753,000 | 141,076,000 | 146,581,000 | 159,486,000 |
| Total capital | 144,699,000 | 151,675,000 | 158,206,000 | 171,848,000 |
| Risk-weighted assets | 1,256,236,000 | 1,417,933,000 | 1,495,745,000 | 1,596,166,000 |