Call reports 2021
COASTAL STATES BANK — 2021
What COASTAL STATES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,179,577,000 | 1,259,476,000 | 1,331,921,000 | 1,610,074,000 |
| Total loans | 870,271,000 | 865,664,000 | 855,738,000 | 1,019,568,000 |
| Allowance for loan losses | 7,060,000 | 7,157,000 | 7,715,000 | 8,148,000 |
| Securities available for sale | 128,217,000 | 154,420,000 | 213,419,000 | 293,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,149,000 | 1,118,770,000 | 1,176,736,000 | 1,426,287,000 |
| Interest-bearing deposits | 735,491,000 | 785,489,000 | 835,669,000 | 991,486,000 |
| Noninterest-bearing deposits | 293,658,000 | 333,281,000 | 341,067,000 | 434,801,000 |
| Equity capital | 110,649,000 | 114,883,000 | 118,963,000 | 146,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,054,000 | 21,752,000 | 32,974,000 | 45,999,000 |
| Interest expense | 1,063,000 | 1,942,000 | 2,807,000 | 3,791,000 |
| Net interest income | 9,991,000 | 19,810,000 | 30,167,000 | 42,208,000 |
| Noninterest income | 1,750,000 | 4,631,000 | 7,479,000 | 10,874,000 |
| Noninterest expense | 7,455,000 | 15,487,000 | 23,580,000 | 35,189,000 |
| Provision for loan losses | 5,000 | 227,000 | 927,000 | 1,326,000 |
| Pretax income | 4,281,000 | 8,727,000 | 13,139,000 | 16,502,000 |
| Income tax | 1,017,000 | 1,998,000 | 2,965,000 | 3,408,000 |
| Net income | 3,264,000 | 6,729,000 | 10,174,000 | 13,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,620,000 | 99,497,000 | 103,415,000 | 130,858,000 |
| Total capital | 102,680,000 | 106,654,000 | 111,130,000 | 139,006,000 |
| Risk-weighted assets | 824,486,000 | 886,412,000 | 946,774,000 | 1,195,626,000 |