Call reports 2020
COASTAL STATES BANK — 2020
What COASTAL STATES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 776,497,000 | 962,925,000 | 1,102,935,000 | 1,146,492,000 |
| Total loans | 603,486,000 | 744,031,000 | 807,336,000 | 815,999,000 |
| Allowance for loan losses | 4,444,000 | 4,959,000 | 5,703,000 | 7,041,000 |
| Securities available for sale | 76,430,000 | 117,015,000 | 118,649,000 | 119,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,930,000 | 791,712,000 | 866,590,000 | 900,668,000 |
| Interest-bearing deposits | 514,596,000 | 569,611,000 | 600,158,000 | 662,191,000 |
| Noninterest-bearing deposits | 151,334,000 | 222,101,000 | 266,432,000 | 238,477,000 |
| Equity capital | 86,954,000 | 93,323,000 | 104,092,000 | 106,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,119,000 | 16,849,000 | 26,463,000 | 37,517,000 |
| Interest expense | 1,567,000 | 3,028,000 | 4,284,000 | 5,470,000 |
| Net interest income | 6,552,000 | 13,821,000 | 22,179,000 | 32,047,000 |
| Noninterest income | 1,090,000 | 2,342,000 | 3,742,000 | 5,406,000 |
| Noninterest expense | 6,127,000 | 11,948,000 | 18,490,000 | 26,558,000 |
| Provision for loan losses | 531,000 | 1,133,000 | 1,851,000 | 3,236,000 |
| Pretax income | 1,282,000 | 3,380,000 | 6,226,000 | 8,612,000 |
| Income tax | 317,000 | 782,000 | 1,472,000 | 1,951,000 |
| Net income | 965,000 | 2,598,000 | 4,754,000 | 6,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,138,000 | 78,360,000 | 88,851,000 | 91,506,000 |
| Total capital | 77,582,000 | 83,319,000 | 94,554,000 | 98,547,000 |
| Risk-weighted assets | 676,001,000 | 669,884,000 | 744,358,000 | 798,494,000 |