Call reports 2019
COASTAL STATES BANK — 2019
What COASTAL STATES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 614,124,000 | 661,434,000 | 689,656,000 | 707,473,000 |
| Total loans | 464,659,000 | 503,841,000 | 540,776,000 | 549,569,000 |
| Allowance for loan losses | 2,942,000 | 3,364,000 | 3,648,000 | 3,936,000 |
| Securities available for sale | 59,489,000 | 57,814,000 | 59,886,000 | 61,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,902,000 | 574,149,000 | 580,047,000 | 606,818,000 |
| Interest-bearing deposits | 416,855,000 | 430,700,000 | 435,721,000 | 460,067,000 |
| Noninterest-bearing deposits | 126,047,000 | 143,449,000 | 144,326,000 | 146,751,000 |
| Equity capital | 67,080,000 | 83,409,000 | 84,897,000 | 85,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,789,000 | 14,209,000 | 22,122,000 | 30,263,000 |
| Interest expense | 1,042,000 | 2,320,000 | 3,752,000 | 5,262,000 |
| Net interest income | 5,747,000 | 11,889,000 | 18,370,000 | 25,001,000 |
| Noninterest income | 1,247,000 | 2,691,000 | 4,013,000 | 5,460,000 |
| Noninterest expense | 6,301,000 | 12,744,000 | 19,134,000 | 25,691,000 |
| Provision for loan losses | 645,000 | 1,269,000 | 1,247,000 | 1,867,000 |
| Pretax income | 48,000 | 917,000 | 2,621,000 | 3,522,000 |
| Income tax | 19,000 | 250,000 | 647,000 | 877,000 |
| Net income | 29,000 | 667,000 | 1,974,000 | 2,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,121,000 | 68,115,000 | 70,128,000 | 71,496,000 |
| Total capital | 55,063,000 | 71,479,000 | 73,776,000 | 75,432,000 |
| Risk-weighted assets | 517,350,000 | 566,240,000 | 601,327,000 | 609,977,000 |