Call reports 2018
COASTAL STATES BANK — 2018
What COASTAL STATES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 441,368,000 | 476,716,000 | 558,466,000 | 582,915,000 |
| Total loans | 309,020,000 | 322,087,000 | 380,264,000 | 409,388,000 |
| Allowance for loan losses | 4,081,000 | 3,494,000 | 2,299,000 | 2,919,000 |
| Securities available for sale | 65,084,000 | 63,118,000 | 60,809,000 | 59,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,398,000 | 424,984,000 | 490,870,000 | 514,490,000 |
| Interest-bearing deposits | 286,393,000 | 314,766,000 | 374,888,000 | 396,836,000 |
| Noninterest-bearing deposits | 104,005,000 | 110,218,000 | 115,982,000 | 117,654,000 |
| Equity capital | 49,714,000 | 50,126,000 | 65,169,000 | 65,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,657,000 | 9,499,000 | 15,632,000 | 22,120,000 |
| Interest expense | 394,000 | 804,000 | 1,452,000 | 2,273,000 |
| Net interest income | 4,263,000 | 8,695,000 | 14,180,000 | 19,847,000 |
| Noninterest income | 826,000 | 2,392,000 | 3,666,000 | 4,542,000 |
| Noninterest expense | 5,356,000 | 10,779,000 | 17,004,000 | 22,897,000 |
| Provision for loan losses | 490,000 | 593,000 | 1,111,000 | 1,694,000 |
| Pretax income | -743,000 | -271,000 | -255,000 | -188,000 |
| Income tax | -191,000 | -79,000 | -76,000 | -103,000 |
| Net income | -552,000 | -192,000 | -179,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,887,000 | 43,358,000 | 50,469,000 | 51,498,000 |
| Total capital | 46,968,000 | 46,852,000 | 52,768,000 | 54,417,000 |
| Risk-weighted assets | 339,178,000 | 352,776,000 | 435,915,000 | 463,162,000 |