Call reports 2017
COASTAL STATES BANK — 2017
What COASTAL STATES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 432,202,000 | 503,441,000 | 535,464,000 | 530,902,000 |
| Total loans | 283,507,000 | 291,018,000 | 296,870,000 | 302,153,000 |
| Allowance for loan losses | 2,545,000 | 2,615,000 | 3,515,000 | 3,915,000 |
| Securities available for sale | 49,616,000 | 59,049,000 | 57,825,000 | 54,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,523,000 | 376,821,000 | 376,290,000 | 372,848,000 |
| Interest-bearing deposits | 269,138,000 | 279,495,000 | 268,145,000 | 276,737,000 |
| Noninterest-bearing deposits | 91,385,000 | 97,326,000 | 108,145,000 | 96,111,000 |
| Equity capital | 35,663,000 | 36,222,000 | 53,144,000 | 50,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,193,000 | 8,774,000 | 13,532,000 | 17,509,000 |
| Interest expense | 470,000 | 978,000 | 1,342,000 | 1,586,000 |
| Net interest income | 3,723,000 | 7,796,000 | 12,190,000 | 15,923,000 |
| Noninterest income | 2,091,000 | 4,859,000 | 5,971,000 | 2,642,000 |
| Noninterest expense | 6,532,000 | 12,945,000 | 21,432,000 | 19,258,000 |
| Provision for loan losses | 500,000 | 750,000 | 2,665,000 | 4,452,000 |
| Pretax income | -1,218,000 | -1,040,000 | -5,936,000 | -5,435,000 |
| Income tax | -390,000 | -293,000 | -1,978,000 | 3,126,000 |
| Net income | -828,000 | -747,000 | -3,958,000 | -11,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,490,000 | 26,741,000 | 42,768,000 | 43,572,000 |
| Total capital | 29,036,000 | 29,356,000 | 46,283,000 | 47,487,000 |
| Risk-weighted assets | 276,040,000 | 284,161,000 | 301,446,000 | 325,755,000 |