Call reports 2016
COASTAL STATES BANK — 2016
What COASTAL STATES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 423,586,000 | 439,648,000 | 426,678,000 | 413,041,000 |
| Total loans | 318,361,000 | 309,701,000 | 325,618,000 | 303,237,000 |
| Allowance for loan losses | 2,933,000 | 2,724,000 | 2,557,000 | 2,608,000 |
| Securities available for sale | 44,316,000 | 34,756,000 | 40,308,000 | 41,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,256,000 | 356,355,000 | 342,625,000 | 339,835,000 |
| Interest-bearing deposits | 261,302,000 | 268,551,000 | 260,611,000 | 264,361,000 |
| Noninterest-bearing deposits | 79,954,000 | 87,804,000 | 82,014,000 | 75,474,000 |
| Equity capital | 35,909,000 | 36,516,000 | 37,164,000 | 36,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,550,000 | 9,008,000 | 13,492,000 | 17,994,000 |
| Interest expense | 534,000 | 1,074,000 | 1,621,000 | 2,131,000 |
| Net interest income | 4,016,000 | 7,934,000 | 11,871,000 | 15,863,000 |
| Noninterest income | 2,745,000 | 6,239,000 | 10,387,000 | 12,838,000 |
| Noninterest expense | 5,798,000 | 12,436,000 | 19,019,000 | 25,821,000 |
| Provision for loan losses | 150,000 | 300,000 | 625,000 | 775,000 |
| Pretax income | 884,000 | 1,587,000 | 2,767,000 | 2,258,000 |
| Income tax | 154,000 | 375,000 | 840,000 | 732,000 |
| Net income | 730,000 | 1,212,000 | 1,927,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,231,000 | 27,921,000 | 28,379,000 | 27,713,000 |
| Total capital | 30,164,000 | 30,645,000 | 30,936,000 | 30,321,000 |
| Risk-weighted assets | 299,565,000 | 291,761,000 | 298,079,000 | 285,070,000 |