Call reports 2015
COASTAL STATES BANK — 2015
What COASTAL STATES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 397,258,000 | 412,838,000 | 400,070,000 | 409,572,000 |
| Total loans | 301,011,000 | 319,003,000 | 294,578,000 | 313,069,000 |
| Allowance for loan losses | 2,949,000 | 3,004,000 | 2,824,000 | 2,839,000 |
| Securities available for sale | 41,968,000 | 41,923,000 | 49,630,000 | 47,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,683,000 | 326,762,000 | 317,849,000 | 323,141,000 |
| Interest-bearing deposits | 227,797,000 | 244,592,000 | 241,185,000 | 245,869,000 |
| Noninterest-bearing deposits | 72,886,000 | 82,170,000 | 76,664,000 | 77,272,000 |
| Equity capital | 34,072,000 | 34,447,000 | 34,945,000 | 34,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 7,585,000 | 11,509,000 | 15,708,000 |
| Interest expense | 508,000 | 1,036,000 | 1,557,000 | 2,092,000 |
| Net interest income | 3,049,000 | 6,549,000 | 9,952,000 | 13,616,000 |
| Noninterest income | 3,194,000 | 6,999,000 | 10,167,000 | 12,836,000 |
| Noninterest expense | 6,058,000 | 12,310,000 | 18,642,000 | 24,706,000 |
| Provision for loan losses | -200,000 | -300,000 | -300,000 | -300,000 |
| Pretax income | 448,000 | 1,649,000 | 1,888,000 | 2,170,000 |
| Income tax | 131,000 | 570,000 | 634,000 | 698,000 |
| Net income | 317,000 | 1,079,000 | 1,254,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,432,000 | 25,635,000 | 25,873,000 | 26,154,000 |
| Total capital | 27,381,000 | 28,639,000 | 28,698,000 | 28,993,000 |
| Risk-weighted assets | 283,255,000 | 285,241,000 | 270,811,000 | 286,799,000 |