Call reports 2014
COASTAL STATES BANK — 2014
What COASTAL STATES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 375,825,000 | 403,688,000 | 376,250,000 | 389,720,000 |
| Total loans | 248,545,000 | 256,838,000 | 278,888,000 | 296,838,000 |
| Allowance for loan losses | 3,459,000 | 3,164,000 | 3,062,000 | 2,842,000 |
| Securities available for sale | 58,046,000 | 55,330,000 | 46,082,000 | 43,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,842,000 | 322,381,000 | 283,982,000 | 292,952,000 |
| Interest-bearing deposits | 233,388,000 | 251,071,000 | 221,960,000 | 220,724,000 |
| Noninterest-bearing deposits | 61,454,000 | 71,310,000 | 62,022,000 | 72,228,000 |
| Equity capital | 34,347,000 | 34,376,000 | 33,844,000 | 33,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,385,000 | 9,847,000 | 13,359,000 |
| Interest expense | 537,000 | 1,067,000 | 1,596,000 | 2,116,000 |
| Net interest income | 2,503,000 | 5,318,000 | 8,251,000 | 11,243,000 |
| Noninterest income | 2,386,000 | 5,650,000 | 8,000,000 | 10,241,000 |
| Noninterest expense | 6,280,000 | 12,728,000 | 18,922,000 | 24,912,000 |
| Provision for loan losses | 135,000 | 291,000 | 441,000 | 576,000 |
| Pretax income | -1,461,000 | -1,943,000 | -2,892,000 | -3,696,000 |
| Income tax | -584,000 | -808,000 | -1,212,000 | -1,564,000 |
| Net income | -877,000 | -1,135,000 | -1,680,000 | -2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,553,000 | 27,798,000 | 26,279,000 | 25,644,000 |
| Total capital | 31,619,000 | 30,962,000 | 29,341,000 | 28,486,000 |
| Risk-weighted assets | 244,888,000 | 260,655,000 | 269,849,000 | 283,955,000 |