Call reports 2013
COASTAL STATES BANK — 2013
What COASTAL STATES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 417,276,000 | 396,254,000 | 378,356,000 | 369,447,000 |
| Total loans | 286,669,000 | 269,218,000 | 256,200,000 | 255,419,000 |
| Allowance for loan losses | 4,209,000 | 4,105,000 | 3,685,000 | 3,589,000 |
| Securities available for sale | 59,431,000 | 63,748,000 | 65,578,000 | 64,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,783,000 | 312,446,000 | 295,438,000 | 284,142,000 |
| Interest-bearing deposits | 274,108,000 | 251,617,000 | 241,902,000 | 230,662,000 |
| Noninterest-bearing deposits | 56,675,000 | 60,829,000 | 53,536,000 | 53,480,000 |
| Equity capital | 35,546,000 | 36,783,000 | 35,760,000 | 34,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,637,000 | 7,176,000 | 10,551,000 | 14,400,000 |
| Interest expense | 708,000 | 1,388,000 | 2,004,000 | 2,584,000 |
| Net interest income | 2,929,000 | 5,788,000 | 8,547,000 | 11,816,000 |
| Noninterest income | 5,059,000 | 13,201,000 | 16,813,000 | 18,815,000 |
| Noninterest expense | 7,614,000 | 15,116,000 | 22,465,000 | 29,159,000 |
| Provision for loan losses | 280,000 | 943,000 | 1,169,000 | 1,208,000 |
| Pretax income | 198,000 | 3,140,000 | 1,949,000 | 507,000 |
| Income tax | 70,000 | 964,000 | 493,000 | -196,000 |
| Net income | 128,000 | 2,176,000 | 1,456,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,189,000 | 31,117,000 | 30,289,000 | 29,492,000 |
| Total capital | 31,420,000 | 34,214,000 | 33,305,000 | 32,534,000 |
| Risk-weighted assets | 257,540,000 | 246,750,000 | 240,637,000 | 242,802,000 |