Call reports 2012
COASTAL STATES BANK — 2012
What COASTAL STATES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 397,190,000 | 394,806,000 | 424,555,000 | 439,727,000 |
| Total loans | 275,944,000 | 253,893,000 | 305,502,000 | 324,730,000 |
| Allowance for loan losses | 5,411,000 | 4,929,000 | 4,860,000 | 4,172,000 |
| Securities available for sale | 52,384,000 | 50,245,000 | 58,770,000 | 55,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,401,000 | 309,772,000 | 329,166,000 | 334,631,000 |
| Interest-bearing deposits | 259,110,000 | 252,412,000 | 277,896,000 | 285,434,000 |
| Noninterest-bearing deposits | 53,291,000 | 57,360,000 | 51,270,000 | 49,197,000 |
| Equity capital | 30,187,000 | 30,758,000 | 32,121,000 | 35,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,585,000 | 7,030,000 | 10,497,000 | 14,291,000 |
| Interest expense | 810,000 | 1,590,000 | 2,371,000 | 3,159,000 |
| Net interest income | 2,775,000 | 5,440,000 | 8,126,000 | 11,132,000 |
| Noninterest income | 4,126,000 | 8,528,000 | 14,987,000 | 21,989,000 |
| Noninterest expense | 6,175,000 | 12,381,000 | 19,559,000 | 27,698,000 |
| Provision for loan losses | 676,000 | 1,224,000 | 1,894,000 | 2,643,000 |
| Pretax income | 251,000 | 784,000 | 2,114,000 | 3,290,000 |
| Income tax | 54,000 | 95,000 | 186,000 | -1,987,000 |
| Net income | 197,000 | 689,000 | 1,928,000 | 5,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,056,000 | 25,777,000 | 26,532,000 | 27,987,000 |
| Total capital | 28,236,000 | 28,865,000 | 29,825,000 | 31,385,000 |
| Risk-weighted assets | 252,178,000 | 245,274,000 | 261,915,000 | 271,084,000 |