Call reports 2011
COASTAL STATES BANK — 2011
What COASTAL STATES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 395,159,000 | 398,352,000 | 371,948,000 | 398,522,000 |
| Total loans | 268,215,000 | 264,933,000 | 269,616,000 | 303,263,000 |
| Allowance for loan losses | 4,916,000 | 4,968,000 | 4,576,000 | 5,327,000 |
| Securities available for sale | 35,522,000 | 58,127,000 | 54,530,000 | 55,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,775,000 | 312,641,000 | 286,510,000 | 289,616,000 |
| Interest-bearing deposits | 267,773,000 | 267,186,000 | 248,658,000 | 250,504,000 |
| Noninterest-bearing deposits | 44,002,000 | 45,455,000 | 37,852,000 | 39,112,000 |
| Equity capital | 28,861,000 | 32,097,000 | 29,513,000 | 30,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,098,000 | 10,535,000 | 14,321,000 |
| Interest expense | 1,176,000 | 2,179,000 | 3,070,000 | 3,910,000 |
| Net interest income | 2,416,000 | 4,919,000 | 7,465,000 | 10,411,000 |
| Noninterest income | 2,330,000 | 4,554,000 | 6,443,000 | 9,878,000 |
| Noninterest expense | 5,524,000 | 10,543,000 | 15,807,000 | 20,278,000 |
| Provision for loan losses | 2,439,000 | 4,158,000 | 6,227,000 | 7,550,000 |
| Pretax income | -3,074,000 | -4,957,000 | -7,473,000 | -6,886,000 |
| Income tax | 18,000 | 19,000 | 19,000 | 19,000 |
| Net income | -3,092,000 | -4,976,000 | -7,492,000 | -6,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,040,000 | 26,278,000 | 23,768,000 | 24,878,000 |
| Total capital | 27,298,000 | 29,630,000 | 26,885,000 | 28,199,000 |
| Risk-weighted assets | 258,955,000 | 266,564,000 | 247,777,000 | 263,706,000 |