Call reports 2010
COASTAL STATES BANK — 2010
What COASTAL STATES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 436,200,000 | 429,813,000 | 405,234,000 | 387,205,000 |
| Total loans | 305,099,000 | 321,368,000 | 309,804,000 | 304,785,000 |
| Allowance for loan losses | 5,942,000 | 5,568,000 | 5,715,000 | 8,653,000 |
| Securities available for sale | 48,572,000 | 56,619,000 | 49,144,000 | 44,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,698,000 | 333,745,000 | 309,445,000 | 298,694,000 |
| Interest-bearing deposits | 293,146,000 | 295,659,000 | 277,191,000 | 269,890,000 |
| Noninterest-bearing deposits | 37,552,000 | 38,086,000 | 32,254,000 | 28,804,000 |
| Equity capital | 38,356,000 | 36,958,000 | 36,500,000 | 29,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,448,000 | 8,846,000 | 13,151,000 | 17,086,000 |
| Interest expense | 1,794,000 | 3,351,000 | 4,733,000 | 6,022,000 |
| Net interest income | 2,654,000 | 5,495,000 | 8,418,000 | 11,064,000 |
| Noninterest income | 2,097,000 | 4,043,000 | 7,056,000 | 10,345,000 |
| Noninterest expense | 4,773,000 | 9,704,000 | 15,176,000 | 21,354,000 |
| Provision for loan losses | 1,218,000 | 3,826,000 | 5,461,000 | 12,553,000 |
| Pretax income | -963,000 | -3,490,000 | -4,661,000 | -11,996,000 |
| Income tax | -323,000 | -1,180,000 | -1,550,000 | -3,163,000 |
| Net income | -640,000 | -2,310,000 | -3,111,000 | -8,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,739,000 | 32,508,000 | 31,849,000 | 24,919,000 |
| Total capital | 41,340,000 | 36,096,000 | 35,364,000 | 28,264,000 |
| Risk-weighted assets | 285,686,000 | 286,206,000 | 279,087,000 | 262,461,000 |