Call reports 2009
COASTAL STATES BANK — 2009
What COASTAL STATES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 435,491,000 | 479,358,000 | 464,896,000 | 438,854,000 |
| Total loans | 337,517,000 | 371,284,000 | 324,675,000 | 332,505,000 |
| Allowance for loan losses | 4,695,000 | 4,579,000 | 5,760,000 | 7,857,000 |
| Securities available for sale | 41,032,000 | 39,785,000 | 45,149,000 | 57,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,916,000 | 373,528,000 | 356,636,000 | 332,733,000 |
| Interest-bearing deposits | 302,686,000 | 341,762,000 | 323,422,000 | 305,048,000 |
| Noninterest-bearing deposits | 27,230,000 | 31,766,000 | 33,214,000 | 27,685,000 |
| Equity capital | 34,119,000 | 33,729,000 | 40,761,000 | 38,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,942,000 | 9,882,000 | 14,856,000 | 19,540,000 |
| Interest expense | 2,348,000 | 4,624,000 | 6,893,000 | 8,923,000 |
| Net interest income | 2,594,000 | 5,258,000 | 7,963,000 | 10,617,000 |
| Noninterest income | 3,778,000 | 8,200,000 | 11,826,000 | 14,706,000 |
| Noninterest expense | 5,205,000 | 11,724,000 | 17,673,000 | 23,986,000 |
| Provision for loan losses | 1,187,000 | 2,000,000 | 5,277,000 | 8,589,000 |
| Pretax income | 797,000 | 1,038,000 | -2,378,000 | -7,568,000 |
| Income tax | 271,000 | 354,000 | -682,000 | -2,469,000 |
| Net income | 526,000 | 684,000 | -1,696,000 | -5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,965,000 | 33,134,000 | 39,764,000 | 38,372,000 |
| Total capital | 36,946,000 | 37,128,000 | 43,582,000 | 42,153,000 |
| Risk-weighted assets | 317,007,000 | 320,303,000 | 303,589,000 | 298,403,000 |