Call reports 2004
COASTAL STATES BANK — 2004
What COASTAL STATES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 38,489,000 | 74,048,000 |
| Total loans | 14,674,000 | 39,123,000 |
| Allowance for loan losses | 183,000 | 449,000 |
| Securities available for sale | 2,423,000 | 14,085,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 25,823,000 | 61,705,000 |
| Interest-bearing deposits | 19,209,000 | 50,268,000 |
| Noninterest-bearing deposits | 6,614,000 | 11,437,000 |
| Equity capital | 12,572,000 | 12,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 252,000 | 932,000 |
| Interest expense | 31,000 | 249,000 |
| Net interest income | 221,000 | 683,000 |
| Noninterest income | 8,000 | 136,000 |
| Noninterest expense | 693,000 | 1,438,000 |
| Provision for loan losses | 183,000 | 449,000 |
| Pretax income | -647,000 | -1,068,000 |
| Income tax | -220,000 | -363,000 |
| Net income | -427,000 | -705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 12,573,000 | 12,280,000 |
| Total capital | 12,756,000 | 12,729,000 |
| Risk-weighted assets | 16,620,000 | 36,626,000 |