Call reports 2026
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2026
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 287,849,000 | 282,640,000 |
| Total loans | 252,722,000 | 249,156,000 |
| Allowance for loan losses | 1,696,000 | 1,727,000 |
| Securities available for sale | 8,027,000 | 8,845,000 |
| Securities held to maturity | 85,000 | 78,000 |
| Trading assets | 0 | 0 |
| Total deposits | 213,752,000 | 207,812,000 |
| Interest-bearing deposits | 201,304,000 | 195,033,000 |
| Noninterest-bearing deposits | 12,448,000 | 12,779,000 |
| Equity capital | 30,541,000 | 30,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,134,000 | 8,332,000 |
| Interest expense | 1,926,000 | 3,742,000 |
| Net interest income | 2,208,000 | 4,590,000 |
| Noninterest income | 139,000 | 297,000 |
| Noninterest expense | 1,698,000 | 3,370,000 |
| Provision for loan losses | 32,000 | 209,000 |
| Pretax income | 617,000 | 1,308,000 |
| Income tax | 140,000 | 306,000 |
| Net income | 477,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,589,000 | 30,151,000 |