Call reports 2024
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2024
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 282,232,000 | 287,101,000 | 289,807,000 | 287,888,000 |
| Total loans | 249,955,000 | 253,611,000 | 256,929,000 | 252,477,000 |
| Allowance for loan losses | 1,612,000 | 1,629,000 | 1,642,000 | 1,643,000 |
| Securities available for sale | 6,648,000 | 6,274,000 | 6,123,000 | 5,603,000 |
| Securities held to maturity | 154,000 | 145,000 | 133,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,270,000 | 204,395,000 | 202,265,000 | 209,655,000 |
| Interest-bearing deposits | 185,116,000 | 188,967,000 | 185,977,000 | 197,901,000 |
| Noninterest-bearing deposits | 16,154,000 | 15,428,000 | 16,288,000 | 11,754,000 |
| Equity capital | 29,768,000 | 28,899,000 | 29,045,000 | 28,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,754,000 | 10,360,000 | 14,135,000 |
| Interest expense | 1,841,000 | 3,817,000 | 5,975,000 | 8,158,000 |
| Net interest income | 1,401,000 | 2,937,000 | 4,385,000 | 5,977,000 |
| Noninterest income | 69,000 | 135,000 | 271,000 | 436,000 |
| Noninterest expense | 1,528,000 | 4,032,000 | 5,614,000 | 7,281,000 |
| Provision for loan losses | -15,000 | -5,000 | 11,000 | 11,000 |
| Pretax income | -41,000 | -955,000 | -968,000 | -878,000 |
| Income tax | 9,000 | 0 | -7,000 | 10,000 |
| Net income | -50,000 | -955,000 | -961,000 | -888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,041,000 | 29,082,000 | 29,077,000 | 29,149,000 |