Call reports 2022
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2022
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 253,992,000 | 243,752,000 | 248,543,000 | 254,739,000 |
| Total loans | 199,313,000 | 203,512,000 | 220,252,000 | 227,598,000 |
| Allowance for loan losses | 996,000 | 1,028,000 | 1,113,000 | 1,113,000 |
| Securities available for sale | 29,000 | 5,091,000 | 9,275,000 | 8,835,000 |
| Securities held to maturity | 257,000 | 242,000 | 228,000 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,198,000 | 193,785,000 | 180,346,000 | 165,862,000 |
| Interest-bearing deposits | 181,249,000 | 176,429,000 | 166,875,000 | 153,892,000 |
| Noninterest-bearing deposits | 15,949,000 | 17,357,000 | 13,471,000 | 11,970,000 |
| Equity capital | 30,903,000 | 31,040,000 | 31,045,000 | 31,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,770,000 | 5,894,000 | 8,213,000 |
| Interest expense | 321,000 | 639,000 | 995,000 | 1,569,000 |
| Net interest income | 1,549,000 | 3,131,000 | 4,899,000 | 6,644,000 |
| Noninterest income | 93,000 | 213,000 | 300,000 | 370,000 |
| Noninterest expense | 1,429,000 | 2,918,000 | 4,363,000 | 5,913,000 |
| Provision for loan losses | -106,000 | -73,000 | 12,000 | 12,000 |
| Pretax income | 319,000 | 499,000 | 824,000 | 1,089,000 |
| Income tax | 119,000 | 162,000 | 238,000 | 408,000 |
| Net income | 200,000 | 337,000 | 586,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,956,000 | 30,093,000 | 30,342,000 | 30,437,000 |