Call reports 2021
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2021
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 245,844,000 | 249,760,000 | 253,551,000 | 257,021,000 |
| Total loans | 219,334,000 | 216,503,000 | 217,156,000 | 202,553,000 |
| Allowance for loan losses | 1,104,000 | 1,104,000 | 1,101,000 | 1,102,000 |
| Securities available for sale | 34,000 | 33,000 | 31,000 | 30,000 |
| Securities held to maturity | 341,000 | 317,000 | 295,000 | 274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,243,000 | 183,757,000 | 191,368,000 | 196,528,000 |
| Interest-bearing deposits | 169,419,000 | 169,820,000 | 156,915,000 | 180,759,000 |
| Noninterest-bearing deposits | 12,824,000 | 13,937,000 | 34,453,000 | 15,768,000 |
| Equity capital | 31,658,000 | 31,428,000 | 31,847,000 | 32,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,521,000 | 6,689,000 | 8,729,000 |
| Interest expense | 380,000 | 757,000 | 1,122,000 | 1,472,000 |
| Net interest income | 1,762,000 | 3,764,000 | 5,567,000 | 7,257,000 |
| Noninterest income | 210,000 | 392,000 | 619,000 | 719,000 |
| Noninterest expense | 1,545,000 | 3,200,000 | 4,709,000 | 6,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 956,000 | 1,477,000 | 1,764,000 |
| Income tax | 180,000 | 114,000 | 219,000 | 243,000 |
| Net income | 247,000 | 842,000 | 1,258,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,711,000 | 30,481,000 | 30,900,000 | 31,276,000 |