Call reports 2018
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2018
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 238,128,000 | 243,334,000 | 239,924,000 | 242,543,000 |
| Total loans | 197,859,000 | 203,639,000 | 200,594,000 | 202,791,000 |
| Allowance for loan losses | 945,000 | 960,000 | 959,000 | 945,000 |
| Securities available for sale | 52,000 | 48,000 | 546,000 | 547,000 |
| Securities held to maturity | 690,000 | 650,000 | 620,000 | 598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,581,000 | 152,465,000 | 154,294,000 | 152,190,000 |
| Interest-bearing deposits | 144,983,000 | 146,149,000 | 147,880,000 | 147,229,000 |
| Noninterest-bearing deposits | 5,598,000 | 6,316,000 | 6,414,000 | 4,961,000 |
| Equity capital | 44,883,000 | 45,009,000 | 45,307,000 | 45,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,494,000 | 6,771,000 | 9,173,000 |
| Interest expense | 454,000 | 962,000 | 1,524,000 | 2,157,000 |
| Net interest income | 1,760,000 | 3,532,000 | 5,247,000 | 7,016,000 |
| Noninterest income | 105,000 | 208,000 | 310,000 | 418,000 |
| Noninterest expense | 1,659,000 | 3,390,000 | 5,080,000 | 6,778,000 |
| Provision for loan losses | 26,000 | 39,000 | 49,000 | 49,000 |
| Pretax income | 180,000 | 311,000 | 428,000 | 607,000 |
| Income tax | 30,000 | 42,000 | 61,000 | 95,000 |
| Net income | 150,000 | 269,000 | 367,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,376,000 | 30,502,000 | 30,801,000 | 31,082,000 |
| Total capital | 31,321,000 | 31,462,000 | 31,760,000 | 32,027,000 |
| Risk-weighted assets | 137,324,000 | 143,169,000 | 139,457,000 | 147,538,000 |