Call reports 2017
FIRST FEDERAL SAVINGS BANK OF KENTUCKY — 2017
What FIRST FEDERAL SAVINGS BANK OF KENTUCKY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 238,789,000 | 238,054,000 | 234,701,000 | 236,410,000 |
| Total loans | 196,631,000 | 196,746,000 | 194,425,000 | 196,443,000 |
| Allowance for loan losses | 933,000 | 933,000 | 933,000 | 923,000 |
| Securities available for sale | 77,000 | 71,000 | 70,000 | 66,000 |
| Securities held to maturity | 1,384,000 | 825,000 | 778,000 | 733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,832,000 | 140,543,000 | 146,960,000 | 148,032,000 |
| Interest-bearing deposits | 134,423,000 | 134,419,000 | 139,540,000 | 142,802,000 |
| Noninterest-bearing deposits | 5,409,000 | 6,124,000 | 7,420,000 | 5,230,000 |
| Equity capital | 44,383,000 | 44,634,000 | 44,856,000 | 44,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,368,000 | 6,548,000 | 8,763,000 |
| Interest expense | 295,000 | 626,000 | 1,000,000 | 1,412,000 |
| Net interest income | 1,884,000 | 3,742,000 | 5,548,000 | 7,351,000 |
| Noninterest income | 104,000 | 217,000 | 364,000 | 845,000 |
| Noninterest expense | 1,654,000 | 3,268,000 | 4,909,000 | 6,590,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 32,000 |
| Pretax income | 366,000 | 723,000 | 1,035,000 | 1,638,000 |
| Income tax | 117,000 | 231,000 | 329,000 | 153,000 |
| Net income | 249,000 | 492,000 | 706,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,875,000 | 30,126,000 | 30,348,000 | 30,220,000 |
| Total capital | 30,808,000 | 31,059,000 | 31,281,000 | 31,143,000 |
| Risk-weighted assets | 136,391,000 | 136,524,000 | 134,275,000 | 135,787,000 |