Call reports 2005
TEXAS NATIONAL BANK — 2005
What TEXAS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,897,000 | 64,466,000 | 64,834,000 | 67,171,000 |
| Total loans | 31,969,000 | 32,429,000 | 32,543,000 | 32,180,000 |
| Allowance for loan losses | 748,000 | 747,000 | 706,000 | 714,000 |
| Securities available for sale | 21,651,000 | 21,191,000 | 20,693,000 | 22,761,000 |
| Securities held to maturity | 2,875,000 | 2,837,000 | 2,354,000 | 2,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,907,000 | 57,008,000 | 57,057,000 | 59,494,000 |
| Interest-bearing deposits | 48,004,000 | 45,636,000 | 43,809,000 | 44,657,000 |
| Noninterest-bearing deposits | 12,902,000 | 11,372,000 | 13,248,000 | 14,837,000 |
| Equity capital | 6,853,000 | 7,260,000 | 7,516,000 | 7,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,834,000 | 2,762,000 | 3,745,000 |
| Interest expense | 190,000 | 396,000 | 622,000 | 887,000 |
| Net interest income | 722,000 | 1,438,000 | 2,140,000 | 2,858,000 |
| Noninterest income | 220,000 | 457,000 | 726,000 | 943,000 |
| Noninterest expense | 607,000 | 1,209,000 | 1,834,000 | 2,506,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 305,000 | 626,000 | 949,000 | 1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 626,000 | 949,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,115,000 | 6,420,000 | 6,743,000 | 7,005,000 |
| Total capital | 6,635,000 | 6,942,000 | 7,267,000 | 7,534,000 |
| Risk-weighted assets | 41,348,000 | 41,539,000 | 41,709,000 | 42,122,000 |