Call reports 2004
TEXAS NATIONAL BANK — 2004
What TEXAS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 70,448,000 | 66,030,000 | 67,428,000 | 66,880,000 |
| Total loans | 31,479,000 | 31,937,000 | 31,551,000 | 31,804,000 |
| Allowance for loan losses | 639,000 | 687,000 | 734,000 | 727,000 |
| Securities available for sale | 25,128,000 | 23,450,000 | 20,563,000 | 21,663,000 |
| Securities held to maturity | 3,361,000 | 3,327,000 | 3,073,000 | 2,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,367,000 | 57,510,000 | 58,236,000 | 58,823,000 |
| Interest-bearing deposits | 49,911,000 | 46,912,000 | 45,915,000 | 46,572,000 |
| Noninterest-bearing deposits | 11,456,000 | 10,598,000 | 12,321,000 | 12,251,000 |
| Equity capital | 8,952,000 | 8,346,000 | 8,967,000 | 7,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,753,000 | 2,620,000 | 3,519,000 |
| Interest expense | 167,000 | 338,000 | 509,000 | 687,000 |
| Net interest income | 709,000 | 1,415,000 | 2,111,000 | 2,832,000 |
| Noninterest income | 253,000 | 512,000 | 770,000 | 1,038,000 |
| Noninterest expense | 590,000 | 1,214,000 | 1,837,000 | 2,516,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 190,000 |
| Pretax income | 345,000 | 627,000 | 885,000 | 1,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 627,000 | 885,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,375,000 | 7,517,000 | 7,705,000 | 6,886,000 |
| Total capital | 7,900,000 | 8,038,000 | 8,222,000 | 7,401,000 |
| Risk-weighted assets | 41,913,000 | 41,500,000 | 41,112,000 | 40,984,000 |