Call reports 2003
TEXAS NATIONAL BANK — 2003
What TEXAS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 70,060,000 | 69,779,000 | 66,498,000 | 68,391,000 |
| Total loans | 31,801,000 | 31,310,000 | 32,461,000 | 32,670,000 |
| Allowance for loan losses | 533,000 | 567,000 | 603,000 | 641,000 |
| Securities available for sale | 24,458,000 | 23,723,000 | 20,366,000 | 22,509,000 |
| Securities held to maturity | 4,485,000 | 3,980,000 | 3,786,000 | 3,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,609,000 | 60,822,000 | 57,665,000 | 59,725,000 |
| Interest-bearing deposits | 51,609,000 | 49,316,000 | 45,572,000 | 47,236,000 |
| Noninterest-bearing deposits | 10,000,000 | 11,506,000 | 12,093,000 | 12,489,000 |
| Equity capital | 8,314,000 | 8,777,000 | 8,608,000 | 8,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,849,000 | 2,713,000 | 3,600,000 |
| Interest expense | 194,000 | 385,000 | 557,000 | 718,000 |
| Net interest income | 736,000 | 1,464,000 | 2,156,000 | 2,882,000 |
| Noninterest income | 233,000 | 482,000 | 732,000 | 980,000 |
| Noninterest expense | 572,000 | 1,148,000 | 1,773,000 | 2,407,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 339,000 | 677,000 | 930,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 677,000 | 930,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,778,000 | 6,972,000 | 7,152,000 | 7,082,000 |
| Total capital | 7,311,000 | 7,511,000 | 7,688,000 | 7,627,000 |
| Risk-weighted assets | 43,676,000 | 43,121,000 | 42,816,000 | 43,472,000 |