Call reports 2023
PEOPLES BANK OF DEER LODGE — 2023
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 42,619,000 | 42,524,000 | 44,341,000 | 44,965,000 |
| Total loans | 33,316,000 | 34,656,000 | 34,867,000 | 33,839,000 |
| Allowance for loan losses | 333,000 | 352,000 | 358,000 | 361,000 |
| Securities available for sale | 5,545,000 | 5,220,000 | 4,809,000 | 4,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,927,000 | 36,865,000 | 40,746,000 | 41,134,000 |
| Interest-bearing deposits | 22,019,000 | 20,824,000 | 25,265,000 | 23,458,000 |
| Noninterest-bearing deposits | 16,908,000 | 16,041,000 | 15,481,000 | 17,676,000 |
| Equity capital | 3,637,000 | 3,610,000 | 3,517,000 | 3,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 1,020,000 | 1,588,000 | 2,237,000 |
| Interest expense | 16,000 | 99,000 | 253,000 | 410,000 |
| Net interest income | 467,000 | 921,000 | 1,335,000 | 1,827,000 |
| Noninterest income | 33,000 | 56,000 | 83,000 | 116,000 |
| Noninterest expense | 328,000 | 641,000 | 942,000 | 1,319,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 23,000 |
| Pretax income | 172,000 | 321,000 | 456,000 | 601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 321,000 | 456,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,285,000 | 4,360,000 | 4,433,000 | 4,382,000 |