Call reports 2020
PEOPLES BANK OF DEER LODGE — 2020
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,099,000 | 35,750,000 | 38,488,000 | 41,234,000 |
| Total loans | 21,778,000 | 22,552,000 | 24,287,000 | 24,212,000 |
| Allowance for loan losses | 197,000 | 197,000 | 210,000 | 216,000 |
| Securities available for sale | 8,725,000 | 8,143,000 | 7,418,000 | 6,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,599,000 | 32,098,000 | 34,799,000 | 37,571,000 |
| Interest-bearing deposits | 15,761,000 | 16,541,000 | 19,992,000 | 19,792,000 |
| Noninterest-bearing deposits | 12,838,000 | 15,557,000 | 14,807,000 | 17,779,000 |
| Equity capital | 3,475,000 | 3,621,000 | 3,650,000 | 3,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 732,000 | 1,134,000 | 1,520,000 |
| Interest expense | 61,000 | 61,000 | 72,000 | 81,000 |
| Net interest income | 331,000 | 671,000 | 1,062,000 | 1,439,000 |
| Noninterest income | 32,000 | 108,000 | 138,000 | 160,000 |
| Noninterest expense | 273,000 | 601,000 | 827,000 | 1,087,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 18,000 |
| Pretax income | 90,000 | 178,000 | 360,000 | 494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 178,000 | 360,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,225,000 | 3,313,000 | 3,359,000 | 3,354,000 |
| Total capital | — | 3,510,000 | — | — |
| Risk-weighted assets | — | 21,273,000 | — | — |